It is all too easy to spend money these days, I think we are all good at that. But with the economy being in the bad position it is, it makes much more sense to start saving money. You can start with looking at your credit card and comparing it with new credit cards that will save you money, you can do this using a credit card comparison website like http://Credit-Cards.net.au.
The next step you should take is safe guarding your existing income, the first place to start with this is to get income protection insurance. This will help protect you in the unfortunate event that you lose your income.
I would also recommend getting a high interest savings account and saving 10% of your salary into this.
Good luck!